89/ 100
Robust

WESCOT CREDIT SERVICES LIMITED

ActiveSC084131|Private Limited Company|Est. 43 years ago|Updated 12 Apr 2026
Financial Health
68
Compliance & Legal
79
Governance & Structure
61
Network Risk
85
Operational Quality
67

WESCOT CREDIT SERVICES LIMITED (SC084131) is a private limited company registered in SALTCOATS, incorporated in 1983. The company operates in the activities of collection agencies sector. Our database holds 89 signals from 11 official sources covering this company's filings, appointments, and regulatory records. Risk assessment: 89/100 ("robust"), reflecting a strong compliance and financial profile.

Key Facts

Status
Active
Company Type
Private Limited Company
Location
SALTCOATS, KA21 5JT
Incorporated
28 Jul 1983
Accounts Category
FULL
Next Accounts Due
30 Sept 2026
Next Statement Due
24 Sept 2026
Mortgage Charges
5
Outstanding
0

About WESCOT CREDIT SERVICES LIMITED

WESCOT CREDIT SERVICES LIMITED is an active private limited company incorporated in 1983, located in Saltscoats, specializing in activities of collection agencies.

Business Profile

Business Model
Agency

Directors (5)

View all
  • MJ
    MR JONATHAN ANDREW GRAHAM
    Director since 6 Nov 2006
  • MP
    MR PAUL JENKINS
    Director since 2 Apr 2007
  • MA
    MR ANDREW ROBERT PUNCH
    Director since 11 Nov 2019
  • MJ
    MR JOHN YUNG
    Director since 10 Jul 2023
  • ML
    MRS LUCY MARIE BASSETT
    Secretary since 2 Oct 2024

Data Signals

View details
89
Total Signals
11
Data Sources
89/100
Risk Score

Good data coverage from 11 sources. Risk score of 89 indicates a strong compliance profile.

Financial
50
Compliance
22
ESG
9
Governance
4
Risk
3
growth
1

Industry Context

WESCOT CREDIT SERVICES LIMITED is 1 of 1 activities of collection agencies companies in SALTCOATS, out of 526 active companies in this sector nationally (616 including dissolved).

9.3 yrs
Sector avg. age
97.3%
Older than peers
0.2%
Sector dissolution
Company: 43 yearsSector avg: 9.3 yrs
Older than 97.3% of active companies in this sector

Director Network

The 2 directors of WESCOT CREDIT SERVICES LIMITED are connected to 44 other companies.

None of these connected companies have been dissolved.

Property Portfolio

WESCOT CREDIT SERVICES LIMITED is listed as the proprietor of 3 properties in the HM Land Registry.

Properties are located in Yorks And Humber.

Government Contracts

WESCOT CREDIT SERVICES LIMITED has been awarded 1 government contract with a combined value of £42.0M.

The most recent contract was with The British Broadcasting Corporation (BBC) (10 Feb 2022).

Mortgage Charges

5
Total charges
0
Outstanding
5
Satisfied

Regulatory Status

FCA Regulated
FRN: 312029

Compliance & Trade

ICO Registered
Modern Slavery Compliant

Payment Practices

Period ending 31 Dec 2025
29 days
Avg. payment time
65%
Paid within 30 days
3%
Paid after 60 days

WESCOT CREDIT SERVICES LIMITED pays invoices in an average of 29 days. 65% are paid within 30 days.

Data Sources

This company profile is built from 10 official data sources: Ch Officers, Companies House, Contracts Finder, FCA Register, Gender Pay Gap Service, HM Land Registry, ICO, Modern Slavery Registry, Payment Practices, WHOIS.

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Frequently Asked Questions

What does WESCOT CREDIT SERVICES LIMITED do?

WESCOT CREDIT SERVICES LIMITED is an active private limited company incorporated in 1983, located in Saltscoats, specializing in activities of collection agencies..

Who are the directors of WESCOT CREDIT SERVICES LIMITED?

Current directors include MR JONATHAN ANDREW GRAHAM, MR PAUL JENKINS, MR ANDREW ROBERT PUNCH and 2 more.

Where is WESCOT CREDIT SERVICES LIMITED registered?

WESCOT CREDIT SERVICES LIMITED is registered in SALTCOATS, United Kingdom.

What is the SIC code for WESCOT CREDIT SERVICES LIMITED?

WESCOT CREDIT SERVICES LIMITED operates under SIC code 82911 — Activities of collection agencies.

What is the risk score for WESCOT CREDIT SERVICES LIMITED?

WESCOT CREDIT SERVICES LIMITED has a risk score of 89 out of 100, classified as "Robust". This score is calculated from 89 data signals across 11 government sources.

When are the next accounts due for WESCOT CREDIT SERVICES LIMITED?

The next accounts for WESCOT CREDIT SERVICES LIMITED are due on 30 Sept 2026.

Does WESCOT CREDIT SERVICES LIMITED own property in the UK?

Yes, WESCOT CREDIT SERVICES LIMITED is listed as the proprietor of 3 properties in the HM Land Registry, located in Yorks And Humber.

Does WESCOT CREDIT SERVICES LIMITED have government contracts?

Yes, WESCOT CREDIT SERVICES LIMITED has been awarded 1 government contract with a combined value of £42.0M.

What is the activities of collection agencies sector like in the UK?

The dissolution rate for the activities of collection agencies sector in the UK is 0.2%. The average company age in this sector is 9.3 years.

Is WESCOT CREDIT SERVICES LIMITED still trading?

WESCOT CREDIT SERVICES LIMITED is currently listed as "Active" on Companies House, indicating it is still a registered company. An "Active" status means the company has not been dissolved, struck off, or entered into liquidation.

What type of company is WESCOT CREDIT SERVICES LIMITED?

WESCOT CREDIT SERVICES LIMITED is registered as a Private Limited Company, which is a company limited by shares whose shares are not offered to the general public. It is the most common type of UK company, offering limited liability to its shareholders.

How old is WESCOT CREDIT SERVICES LIMITED?

WESCOT CREDIT SERVICES LIMITED was incorporated on 28 Jul 1983, making it 43 years old. The company remains active and in good standing.

What industry does WESCOT CREDIT SERVICES LIMITED operate in?

WESCOT CREDIT SERVICES LIMITED is classified under SIC code 82911 (Activities of collection agencies). The Standard Industrial Classification system is used by the UK government to categorise businesses by their primary economic activity.

How much data is available on WESCOT CREDIT SERVICES LIMITED?

We track 89 data signals from 11 official government sources for WESCOT CREDIT SERVICES LIMITED.

Data verified: 12 Apr 2026 from 11 official sources · Data sourced from Ch Officers, Companies House, Contracts Finder, FCA Register, Gender Pay Gap Service, HM Land Registry, ICO, Modern Slavery Registry, Payment Practices, WHOIS and other official UK government databases. Verify on Companies House.